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403(b) Growth Calculator

Project your future account balance. See the power of compound interest working alongside your pension.

Total value of your existing accounts (check your vendor portal).

$

How much comes out of your paycheck? (2025 Max is ~$1,958/mo for under age 50).

$

Years remaining until you plan to start withdrawing.

Market average is ~8-10%, but many teacher plans have high fees. We suggest using 5-6% to be safe.

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Coach’s Tips

Financial wisdom

  • Use gross income (before taxes) for pension estimates.
  • Teachers are paid 12 months, but work 10. Plan accordingly.
  • Your 403(b) fees can eat 40% of returns. Check them yearly.
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