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CalSTRS Pension Estimator

Estimate your lifetime monthly benefit. We handle the complex Age Factor tables for you.

Your hire date determines your formula. Most new teachers are 2% at 62.

Age you plan to stop working (55-65+).

Total years you will have worked by retirement.

Your highest average monthly salary (usually your last year's monthly gross).

$

Every ~172 days adds 1 full year of service credit!

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Coach’s Tips

Financial wisdom

  • Use gross income (before taxes) for pension estimates.
  • Teachers are paid 12 months, but work 10. Plan accordingly.
  • Your 403(b) fees can eat 40% of returns. Check them yearly.
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